Introduction

It’s not uncommon to need a voided check from time to time, whether it’s for setting up direct deposit or making an electronic payment. However, many people are unsure of how to obtain a voided check, which can be a frustrating and time-consuming experience. That’s why we’ve created this step-by-step guide to help you easily get a voided check when you need it.

Step-by-Step Guide to Obtaining a Voided Check

Here are the steps that you should follow in order to obtain a voided check:

Step 1: Gather necessary information

Before contacting your bank, make sure that you have all the necessary information ready. This typically includes your account number, routing number, and your personal contact information.

Step 2: Contact your bank

Give your bank a call, and let them know that you need a voided check. They may ask you for some additional information to confirm your identity.

Step 3: Request a voided check

Once you’ve confirmed your identity, request a voided check from the bank. They will typically mail one to you or have it available for pickup at the bank.

Step 4: Review the check

When you receive the check, make sure that it’s indeed a voided check. You should see the word “VOID” written across the front of the check in large letters.

Step 5: Confirm its validity

Before using the voided check, confirm that it’s valid. Check that the account and routing numbers are accurate, and that the check was indeed issued by your bank. It’s always better to be safe than sorry.

Utilizing Bank Website Tutorials

Sometimes it’s easier to see what you need to do in order to get a voided check rather than trying to understand written instructions. Many banks offer tutorials on their websites that provide step-by-step instructions on how to obtain a voided check.

Here are some examples of bank websites that have tutorials:

• Wells Fargo
• Bank of America
• Chase Bank
• Citibank

Take advantage of these resources, and utilize them to make the process easier for yourself.

Video Tutorial

If you’re someone who learns better through visual aids, a video tutorial may be the perfect option for you. Many tutorials can be found on YouTube, which provide step-by-step demonstrations of the process in action.

Here are some benefits of using a video tutorial:

• Visual aid to improve understanding
• Ability to pause, rewind, and replay as needed
• Compatible with a variety of devices

However, make sure to watch the tutorial in full before trying to obtain a voided check, and avoid making common mistakes that are often seen in the video.

Experienced Advice

Interview with someone who has recently obtained a voided check can be very helpful, especially for those who are more curious to know about other people’s experience and get some valuable tips. Here are some specific tips and tricks that were shared by someone who went through this process recently:

• Bring all the information necessary
• Be patient and polite
• Know what you need to use the voided check for
• Double check all the information provided to avoid delays

Q&A Format

Here is a list of common questions and answers that will help you in getting a voided check. We have also included some useful resources that can further aid you in this process.

What is the purpose of a voided check?

A voided check confirms your bank account and routing numbers, which are necessary for making electronic payments and setting up direct deposit.

How long does it take to receive a voided check?

The specifics may vary depending on your bank, but it typically takes a week to receive a voided check in the mail or to pick it up from the bank.

Is there a fee for obtaining a voided check?

There is typically no fee for obtaining a voided check from your bank, but it’s always best to check with them ahead of time to confirm this.

What if the voided check I received is damaged?

Contact your bank as soon as possible, and they should be able to provide you with a replacement voided check.

What if I’m not able to obtain a voided check?

If you’re unable to obtain a voided check from your bank, you can typically provide a bank statement that includes your account and routing numbers. You can also try reaching out to the party that requires a voided check and see if there are any alternative forms of payment that they accept.

Useful resources:

• Consumer Financial Protection Bureau
• The Balance

Conclusion

By following this step-by-step guide, you should now have all the information that you need to obtain a voided check with ease. Remember to take advantage of any tutorials that may be available, and to always double check that the check provided is valid.